A new regulation from the Ministry of Human Resources and Social Security guarantees the 593,800 foreigners working in China the same social insurance benefits that are granted to Chinese nationals starting from Oct 15:
All expat workers will have the right to the five forms of social insurance: pensions, medical insurance, work injury insurance, unemployment insurance and maternity insurance.
Previously, they could be covered only by commercial insurance bought by themselves or employers.
Under the new regulation, all expat workers and their employers will have to pay the social premiums just as their Chinese counterparts do.
That’s 11 percent of an employee’s salary, and the employer contributes its share equivalent of 37 percent of his or her salary. But total deductions are capped at no more than three times those calculated on the average salary in a city.