As anyone who has traveled very much in China can attest, high levels of smog can be a massive detriment to the enjoyment and general cancer-levels of a vacation. Well, China’s Ctrip.com travel agency and Ping An Insurance have teamed up to make sure it’s not all bad, and that some lucky, wheezing, tourists will walk away from their horrid trips with a few extra yuan in their pockets.
If tourists purchase their travel itinerary through Ctrip.com, they will have the option of purchasing ‘Smog Insurance,’ which will offer a daily compensation of up to—brace yourself—50 yuan per person. The 50 kuai will be coughed up for each day the AQI exceeds 200, and will max-out at one week’s worth, or 350rmb.
The insurance has, so far, only been applied for trips to Beijing, Xi’an, Harbin, Chengdu, Guangzhou and Shanghai, but more are expected soon. While 50 yuan a day doesn’t seem like much (probably because, well, it isn’t) please consider the amount of corner-store baijiu that can be purchased for such a value, and consider how, after consuming such an amount, smog would likely be far from one’s top concern. Safe travels.